Business outcomes: transform your payment economics
Standardise multi-rail processing
Eradicate system silos by processing any payment type, from any source system, anywhere in the world through a single, scheme-agnostic platform.
Achieve universal compliance
Handle any payment message type seamlessly using a single instruction resource with flexible, ISO 20022-native payloads that adapt as global regulations evolve.
Run a 24/7 real-time bank
Ensure continuous operational consistency with a high-throughput messaging layer built to guarantee absolute data durability, even during peak volume surges.
Control your integrations
Gain total authority over external system integrations, allowing your payments engine to call out to fraud, compliance, or ledger services dynamically.
Core capabilities: features built for modern scale
Universal payment engine
A unified, central execution platform that processes all payments across all channels. Provides full, 360-degree observability for every individual payment journey out of the box.
Interchangeable payloads
Native message schemas that gracefully represent any specific payment message. Easily handle massive volumes and scale instantly as existing schemes evolve and new ones emerge.
Advanced capabilities
Vault Payments provides built-in and flexible configurations for advanced use cases, including
Mandate management and direct debits
to orchestrate the creation, amendment, matching, and verification of mandates
Mandate management and direct debits
Native message schemas that gracefully represent any specific payment message. Easily handle massive volumes and scale instantly as existing schemes evolve and new ones emerge.
Verification of payee
Standing orders
Stablecoins
Single use virtual accounts
