Business outcomes: transform your payment economics
24/7 real-time processing
Connect instantly to global networks like FedNow, SEPA Instant, and Faster Payments. Our cloud-native architecture ensures continuous, 24/7/365 processing with zero maintenance windows.
Consolidated portfolios & lower TCO
Eradicate product and system silos. Consolidate your entire A2A portfolio—from local bulk direct debits to high-value RTGS—under a single software license and one unified platform.
Insulated infrastructure
Protect your core systems from changing mandates. Quickly adapt to regional scheme updates and evolving payment guidelines via simple configuration changes, leaving the core platform untouched.
Unified cards and Account-to-Account stack
Drive maximum operational efficiency by running Account-to-Account processing and Card Issuing interoperably on the exact same platform footprint.
Core capabilities: features built for modern scale
Gateway connectors and regional support
High-performance, thin gateway connectors seamlessly handle network connectivity and message transformation out of the box across key global economic regions:
Native ISO 20022 support
Eliminate translation layers. Vault natively embeds the full ISO 20022 standard, enabling frictionless design across international rails with zero cross-system data translation. Inherently future-proofed to scale into new markets and complex asset classes.
Dynamic payment routing
Optimise execution costs. Evaluate transaction data in real time to automatically route payments through the most efficient rail. Configure rules to dynamically shift between local low-cost ACH and instant networks based on value, speed, and real-time cost.
Payment initiation templates
Streamline workflows. Non-technical operators can use pre-defined UI templates to execute complex domestic and international instructions, amend formats, or build custom payment templates from scratch.
