Business outcomes
Accelerated time-to-market
Launch highly customised products in weeks, not years, bypassing legacy core constraints.
Real-time transaction processing
Authorise and route payments synchronously with zero processing delays, ensuring accurate customer balances at all times.
Maximised customer lifetime value
Drive daily engagement with hyper-personalised fee structures, dynamic limits, and tiered account benefits.
Maximise payment acceptance
Slash 'insufficient funds' declines and drive higher transaction volumes by seamlessly funding purchases through real-time balance sweeps and instant credit drawdowns.
Core capabilities
Vault Core is AI-native. It delivers the ultra-low latency, multi-region concurrency, and event-driven data streaming required to support autonomous global banking operations:
Synchronous postings API
Guarantee absolute ledger accuracy by delivering real-time transaction processing with sub-100ms response times.
Paramater configuration
Adjust limits, interest rates, and complex fee structures dynamically without hardcoding or change requests.
Linked accounts
Link standard checking accounts to savings accounts or credit lines for automated coverage of unexpected customer overspend.
