Business outcomes: transform your engagement economics
Capture entire households
Acquire and retain multi-generational customers by launching seamless parent-child account structures and shared family balances.
Boost daily app engagement
Deepen customer interaction and brand loyalty through highly visual, goal-based savings vaults and intuitive budgeting tools.
Deploy instant sub-accounts
Roll out zero-friction digital sub-account and pocket products that customers can spin up instantly within their existing apps.
Lowered customer acquisition cost
Drive organic growth as primary account holders invite dependents, partners, and children into your banking ecosystem.
Core capabilities: features built for modern scale
Sub-accounts
Create sub-accounts under a single physical ledger account, each isolated with its own balance, transaction history, custom interest rates, and limits.
Granular spending and guardrail controls
Set precise spending limits, configure category-based merchant blocklists, and mandate real-time approval workflows for linked sub-accounts.
Intelligent sweep framework
Configure automated sweeps to route funds precisely when needed, whether on a fixed schedule or triggered in real time to prevent overdrafts.
