Vault Core

Savings and term deposits

Attract and retain liquidity with highly dynamic savings products.

Design and launch any type of savings product imaginable, from simple variable-rate savers to dynamically priced term deposits and goal-based saving vaults. Attract deposits faster and manage complex interest calculations effortlessly.

Business outcomes: transform your deposit economics

Solid green diamond shape.

Rapid deposit acquisition

Launch innovative, gamified savings products that instantly attract new customer deposits in highly competitive markets.

Solid green diamond shape.

Responsive margin management

Dynamically adjust interest rates based on real-time market conditions, central bank changes, or specific user behavior.

Solid green diamond shape.

Zero-touch operations

Automate highly complex maturity schedules, rollover events, and penalty logic without manual back-office intervention.

Solid green diamond shape.

Agile campaign execution

Drastically lower your time-to-market for promotional deposit campaigns from months to mere days.

Core capabilities: features built for modern scale

Goal-based sweeps

Boost customer engagement with native support for transaction rounding, and automated sweep capabilities directly within the platform.

Advanced interest configurability

Configure highly bespoke interest accrual and compounding logic, whether daily, monthly, or based on custom trigger events.

Flexible term & maturity rules

Program flexible term locks, notice periods, and automated maturity actions (e.g., auto-renew vs. payout to checking).

Configurable penalty calculations

Implement parameterised penalty calculations for early withdrawals that automatically adjust based on the elapsed term duration.

Build banking without limits

Launch modern financial products and payment experiences on infrastructure designed for speed, flexibility, and continuous innovation.

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