Vault payments

Card issuing and processing

Vault Payments provides a comprehensive card issuing and processing engine, allowing banks to seamlessly manage the full lifecycle of physical, virtual, and tokenised cards on major global networks.

Business outcomes: transform your payment economics

Solid green diamond shape.

Launch card products with speed

Accelerate time-to-market using out-of-the-box product templates to configure and deploy credit, debit, and prepaid programs rapidly.

Solid green diamond shape.

Ensure customer control

Give users instant control over their spending with features like real-time freeze/unfreeze, dynamic spend limits, and channel toggles.

Solid green diamond shape.

Deliver seamless wallet integration

Instantly issue tokenised cards directly into Apple Pay and Google Pay to capture digital-first customers at the point of onboarding.

Solid green diamond shape.

Build modern propositions

Link cards dynamically to core ledgers to effortlessly launch advanced offerings like Buy-Now-Pay-Later (BNPL) installments or asset-backed cards.

Core capabilities: features built for modern scale

Card programme management

Manage the full card lifecycle effortlessly, from renewals to replacements. Granular APIs manage BIN and Account Ranges, configure network logic, and integrate directly with physical personalisation bureaus.

Mobile tokenisation engine

Elevate user journeys by issuing virtual cards and managing mobile tokenisation. Automatically handle validation processes between networks and major wallet providers to securely generate network tokens.

Certified global network reach

Certified out of the box across major economic regions. Full network connectivity includes the Mastercard network in Europe and the US, alongside Visa Debit Processing Services in the US.

Build banking without limits

Launch modern financial products and payment experiences on infrastructure designed for speed, flexibility, and continuous innovation.

Book a demo