We are passionate about solving hard problems.

Building the infrastructure of global finance from scratch is difficult work. We do it because solving hard problems is what we love, and we’re good at it.

View roles

20

Of the world’s largest banks as clients

$100m+

Revenue from global client base

60%+

Of our team in Engineering and Product

“We aren't here to play it safe or make incremental updates. We are here to solve the foundational software problem of modern finance, and we back our team completely to do it.”

— Paul Taylor, Founder & CEO

Trusted by the best

What is Thought Machine?

We build cloud-native, real-time and infinitely scalable core banking and payments systems for the world’s largest and most innovative financial institutions.

We win on clean design and engineering quality, never vaporware or vendor lock-in. Our platform is ready for AI, tokenized assets, and financial models that haven't been imagined yet.

We are united by a shared mission, high trust, and radical transparency, creating an inclusive environment where the best idea wins regardless of title.

How we work

We know that working at Thought Machine is not for everyone. We are looking for people who enjoy high-performance environments and want to do the best work of their careers alongside exceptional peers.

You like a challenge and tackling root causes

We are solving one of the banking industry’s toughest challenges, which takes time, patience, and discipline. We prefer the joy of solving fundamental problems over taking shortcuts.

Ask yourself

Does the challenge of designing things right the first time motivate you, even if it takes longer?

You value in-person collaboration

Remote work has its place, but we thrive in person. Working side-by-side means faster feedback, richer debates, and effortless learning from exceptional peers in world-class offices.

Ask yourself

Do I enjoy learning and collaborating directly with colleagues in an office environment?

You take direct ownership

You won’t be micro-managed, but you will be expected to step up. The reason why people stay is because you get real responsibility from day one and reap the rewards of your success.

Ask yourself

Do I thrive when given autonomy over a domain, or do I prefer the guidance and safety of a corporate hierarchy?

You debate and then commit

Job titles don’t win arguments here. We debate open-mindedly, challenge assumptions, and follow the best logic. Once a decision is made, we execute together.

Ask yourself

Am I comfortable having my ideas challenged and changing my mind when presented with better arguments?

Our tech stack

We build for performance, scalability, availability and unparalleled resilience.

We invest heavily in our cloud infrastructure and developer platform so you spend your time solving complex problems, not fighting manual ops or broken pipelines. Our platform is written from scratch using a modern stack:

Core platforms: Microservice backends written in Go for high throughput, memory safety, and concurrency, as well as React and TypeScript on the frontend.

Financial products configuration: Written in Python so banks can easily customise their financial products.

Infrastructure: We deploy everything in docker containers on Kubernetes across GCP, AWS, and Microsoft Azure.

Life at Thought Machine

We pay well and take care of the basics so you can focus on impact.

We collaborate in person from iconic, city-centre hubs in London, New York, Singapore, and other key tech centres around the world.

Competitive pay

High base salaries and matching pension contributions.

Equity

Every single employee is a shareholder. When we win, everyone shares in it.

Healthcare coverage

Full medical coverage for you and your dependents from day one, plus generous paid parental leave.

Growth

An ongoing commitment to your development, personal learning budgets, on-site classrooms, and opportunities for secondments and transfers across our global hubs.