Case studies

We have become the de facto option for tier 1 banks undertaking core transformation, as well as smaller banks and fintech challengers who are redefining the industry.

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We provide tailored delivery solutions that streamline processes, enhance speed to market, and mitigate deployment risks.

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In terms of Thought Machine... great team, great support, so far excellent. The people are very knowledgeable... we're learning from you guys.

Bancolombia

Bancolombia

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Drawing on my extensive experience in the core banking market, I understand what defines a high-quality, next-generation platform. We selected Vault for its product excellence. It is cloud-native, highly configurable, and uniquely universal. Its innovative use of smart contracts lets us develop differentiated products efficiently and quickly. The exceptional engineering support and comprehensive documentation equip our team to leverage this groundbreaking technology.

Afin Bank

Afin Bank
2024
UK
Challenger Bank

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Vault Core has been instrumental in accelerating Judo Bank’s product development times, boosting system performance, and enhancing our agility. As Australia’s only purpose-built challenger bank for SMEs, we’re committed to innovation and scalability to better serve our customers. Vault Core’s technology enables us to deliver a banking experience that’s fast, flexible, and truly customer-focused.

Judo Bank

Judo Bank
2024
Australia
Challenger bank

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Bpifrance: Vault Payments
2024
France
Tier 2

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Bpifrance wants to build on its network, experience and mission to offer French companies the best financing and support, both online and with business managers. With Thought Machine, we have chosen a cloud-native core banking system, operating entirely in event-driven logic and in real-time, perfectly aligned with our architectural choices and allowing us to achieve our ambitions.

Bpifrance

Bpifrance
2022
France
Tier 2

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As we navigate the evolving landscape of financial technology in India, our collaboration with Thought Machine emphasises our commitment to pioneering innovative solutions. Vault Core's seamless integration and scalability perfectly align with our vision to revolutionise the lending and credit landscape. We are excited to continue leveraging these capabilities to deliver better financial services to our customers.

PayU Finance

PayU
2023
India
Fintech

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We worked collaboratively with Thought Machine to test, deploy and deliver an easy-to-use, real-time banking service, which we are truly proud of. Vault Core is a foundational technology for building and growing Trust Bank.

Trust Bank

Trust Bank
2022
Singapore
Greenfield

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Arvest Bank
2021
North America
Community Bank modernisation

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As we embarked on our project to build Brazil’s first automatic carbon footprint calculator product in a bank’s app, we needed to partner with a world-class core banking technology provider. We selected Vault Core for its product quality and modern design: it is highly performant and event-driven. It allows us to access data in real-time, and scale quickly.

C6 Bank

C6 Bank
2022
Brazil
Greenfield

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We have worked with the best in the world, with Google and Thought Machine and built something that represents one of the components of the future of Intesa Sanpaolo. Thought Machine is, in the world of fintech, a world champion. By bringing them on board, we can demonstrate to investors that we are no longer a traditional bank but a technology champion.

Intesa Sanpaolo

Intesa Sanpaolo
2022
Italy
Digital greenfield

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To continue scaling our service across the region, investing in the latest and best technology is a top priority for Lunar. We searched for a core banking engine that would enable us to deliver on our product roadmap – not dictate it. Thought Machine’s core banking platform, Vault Core, was by far the most flexible technology available in the market. By removing the constraints and unlocking opportunities, Vault Core will enable us to build targeted products and streamline workflows as we scale.

Lunar

Lunar
2021
Nordics
Coexistence

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We saw an exciting opportunity to blend the excellent engineering standards of Thought Machine with our deep knowledge and understanding of banking. Our collaboration has been pivotal in bringing the first product to market. Our capacity to innovate is inspired by a shared commitment to building great things for our customers.

SEBx

SEBx
2018
Sweden
Greenfield

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Every new feature, product or service we invent is the result of world-class engineers and specialists building upon incredibly advanced core technology

Atom bank

Atom bank
2018
UK
Challenger bank

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Our success is thanks in no small part to the tech stack decision we took to join forces with the future-thinkers at Thought Machine who help deliver a full-fledged cloud native bank.

Mox Bank

Mox Bank
2019
Hong Kong
Greenfield

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